1. WORKING WITH US WILL HELP YOU SAVE $$$

All real estate agents are definitely not alike and the right knowledge and advice can make a big difference. When you’re buying a home, having the right knowledge can literally mean the difference between thousands of dollars, more or less, in your pocket up front over the life of your home ownership. In fact, knowing what to buy, where to buy, how much to pay and how to get the best financing rates...

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2. THE 8 MOST IMPORTANT HOME BUYING STEPS

Step 1: Evaluate your current situation
Do you currently own a home? If so, will it be necessary to sell before making another purchase? Are you renting? How much time is left on your lease? Do you and your family plan to use the back yard? What is important about the location of your house?...

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3. THE BUYING AND SELLING EXPERIENCE…

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4. IT’S TIME TO MAKE AN OFFER
Price
We will prepare a comparative market analysis for you. This will help us to determine the fair market value for the property. The following factors could affect your offer price: ...

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5. SUMMARY OF BUYER’S CLOSING COSTS
1. Land Transfer Tax – Ontario & Toronto: Click Here.
2. Legal Fees & Disbursements: Legal fees vary according to the lawyer. Make sure you ask what the fee ...

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6. ARRANGING A MORTGAGE & PRE-APPROVAL
After you have determined your needs, let’s take a look at the financial commitment and the qualification process by a Lender. You will need a down payment on your purchase. This can be as low as 5% of the purchase price. You will require adequate income to support the mortgage repayment schedule, plus other monthly expenses including insurance, taxes and utilities ...

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7. MORTGAGE CALCULATOR - Click Here

8. LAND TRANSFER TAX CALCULATOR - Click Here